Clive Barwell at Wren Stirling

Clive Barwell’s career in financial services started in 1971 with Lloyds Bank and since as an Independent Financial Adviser (IFA).

Clive joined the Bank before it became sales-driven, so was taught financial planning, not product selling.  Financial planning is like satellite navigation for a car; Clive finds out about where you are now, where you want to be in the future and then helps you find and stay on the most effective route.

Over the years Clive has helped many Clients save on Inheritance Tax, save for the future and has also stopped them from making potentially disastrous decisions.

Care Fees Planning
Clive Barwell will help you understand the means-testing rules and regulations, what can or can’t be done to protect assets and how the gap between income and care costs can be met.

Financial Planning
If financial matters just leave you cold and you need someone to explain what you should and shouldn’t do with your money, Clive Barwell can help.  Financial planning is like satellite navigation for a car; Clive finds out about where you are now, where you want to be in the future and then helps you find and stay on the most effective route.

Inheritance Tax Planning
For most people Inheritance Tax is not an issue, but if you think you will leave your family more than £325,000 (£650,000 for a couple), including your home, then Clive Barwell can explain the planning opportunities available.

Investment Planning
If you have more than a modest nest egg in the Bank or Building Society and you want prudent advice on generating income, growth or a bit of both, then Clive Barwell can help.