Eastwood Financial Services Ltd are a firm of Independent Financial Advisers based in Elland, West Yorkshire. We believe in offering a highly personalised quality service focussing on building long term client relationships.
We employ 10 highly qualified advisers and we specialise in the areas listed below.
Investment Planning
Whether you are looking to invest a large one-off lump sum or simply start a regular monthly savings plan, Eastwood Financial Services Ltd can help by providing the most appropriate strategy with reference to such factors as your tax status, how long you wish to invest for and your attitude to investment risk.
Retirement Planning
Whether you are still paying into your pension and do not envisage taking your benefits for some years, or you are thinking of retiring soon, Eastwood Financial Services Ltd can help provide strategies to maximise the amount of income you could receive in retirement.
For those people thinking about drawing their pension, it is now estimated that between 55% & 65% of people retiring could receive an enhanced amount of income from their pension because of lifestyle and medical conditions. This makes it all the more important to seek independent advice when you decide to take your pension.
Estate Planning
One of the most important aspects of financial planning is making sure that your affairs are in order when you die. For many people, a will provides the most straightforward solution. For those people with larger estates greater care should be taken to make sure that your family is not left with a large Inheritance Tax (IHT) bill.
Eastwood Financial Services Ltd can discuss with you the implications of IHT to your estate along with potential solutions as to how this can be mitigated or avoided.
Long Term Care Funding
Eastwood Financial Services Ltd has 3 advisers who hold the recognised qualifications in Long Term Care and Equity Release and can advise on funding Long Term Care including helping you to understand the State support you should be entitled to and the financial products available which are specifically designed for meeting care costs.
Equity Release
For many retirees the largest asset they hold is their home.
An equity release scheme can provide income or a lump sum payment in exchange for a loan or partial sale of your home, without having to move out of your home.
Eastwood Financial Services Ltd can guide you through the various types of Equity Release schemes and help you decide if they are suitable for your circumstances.